UBLUK is currently seeking an exceptional Credit Underwriter to join their dynamic team in Mayfair, London!
Reporting to the Senior Credit Manager, you will play a pivotal role in evaluating Buy-to-Let mortgage applications from portfolio landlords. This position requires a meticulous analysis of financial documentation and credit information to determine risk and applicant eligibility. You will collaborate with the Senior Credit Manager to provide insightful recommendations to the Bank's Credit Committee while ensuring compliance with regulatory guidelines. Your expertise will help identify discrepancies, maintain accurate records, and support the overall loan processing.
Credit Underwriter Requirements:
* Excellent analytical skills with strong knowledge of financial accounts
* Proficient in Microsoft 365 software
* Adaptive to ongoing change
* Ability to work under pressure without compromising quality
* Experience of analysing rating agency reports (Desirable)
Credit Underwriter Benefits:
* 1 day work from home
* Pension salary sacrifice scheme
* 10% employer pension contribution
* Season ticket loan
* Private medical insurance
* Subsidised gym membership
* Cycle2work scheme
* x4 life cover
About UBLUK:
At UBL UK, we focus on offering personal and wholesale banking services that respond to the specific needs of our customers. From savings to money transfer services, we provide our customers with a range of different products and services. UBL UK's principal activities are to provide retail banking products, wholesale banking, treasury and money transmission services. Our range of personal, family and business banking services are flexible, competitive, and easy to use.
Our Values:
* Fairness - Our customers are at the heart of everything we do and our dealings with them and each other will be based on mutual trust.
* Integrity - We always adhere to the highest principles of professional conduct in all our dealings with our customers and each other.
* Respect - We will always show respect to our customers and each other, whilst valuing and celebrating the diversity within our business.
* Stewardship - We are passionate about transforming our business in line with the needs of our customers and each other.
* Teamwork - By working with our customers and each other we will deliver the exceptional service that our customers expect of us.
What next?
If you have the relevant skills and experience and are looking for a new opportunity, then please apply!